“I was with some survivors and we were attacked by looters and I ran and I think I'm the only one who made it. One of those bastards took my wallet. All my money, credit cards, passport. And my daughter's picture. She's back home in New York and she's the only thing keeping me going.” — Jack, telling his story.
He gives the Hero the side questPicture of Bliss, in which the Hero must locate his lost wallet and return it, specifically the picture of his ten year old daughter. This quest is quite hard, as three Punks need to be killed. Also, a Ram sometimes spawns outside their hideout.
Jack states that he is from New York, and is on Banoi for business reasons.